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Social Security Lawyer Buffalo, NY

Social Security Lawyer Buffalo, NY

Social Security Lawyer in Buffalo, NY

Hurwitz, Whitcher & Molloy has successfully been representing workers’ compensation claimants for more than thirty-five years.  In addition to Workers Compensation benefits, a disabled person may be entitled to Social Security Disability benefits. If you are looking for a Social Security lawyer in Buffalo, NY please contact us for assistance.

Should I apply for Social Security benefits?

Social Security Disability is available for people who have been disabled or expect to be disabled for a period of at least one year.  If you are disabled and believe you qualify, please speak with an attorney immediately.  A Social Security lawyer in Buffalo NY can provide you with valuable information needed when applying for benefits. You can apply by calling 1-800-772-1213, to make an appointment at your local Social Security office, or going online at www.socialsecurity.gov.

You can apply for disability benefits as soon as you become disabled or when you believe your disability will last longer than one year, or result in death.  Processing an application can take three to five months.  The Social Security Administration will obtain medical evidence from your doctors in connection with your condition, when it began as well as the treatment and medical tests you have received.  They will also ask your providers how your medical condition limits your physical activities, such as walking, standing, sitting, lifting and carrying.  If you have any impairments to your mental or cognitive functioning, that will also be reviewed.

If you want to apply for benefits or discuss your options, please call Hurwitz, Whitcher & Molloy. We can answer questions about Social Security Disability and connect you to a Social Security lawyer in Buffalo, NY.   It is very common to initially receive a denial of your claim for Social Security benefits.   If you are denied Social Security benefits, you can appeal the denial and request a hearing before an Administrative Law Judge.  There are strict time limitations to request a review of the denial, so you should contact us immediately for assistance and guidance.

When determining your eligibility for benefits, your work injury as well as any other medical conditions that are considered severe and cause significant impairment, will be examined.   Your medical condition must significantly limit your ability to do basic work activities, to be considered disabling by Social Security.  Your age, education and work history will also be weighed by the Social Security Administration so that they can determine if you can do your previous work or any other type of work, when considering your disability.

How much will I receive from Social Security Disability?

Similar to your Social Security Retirement benefits, your Social Security Disability benefits are based on your lifetime earnings and payment of taxes into the program.  In general, you have to have 20 quarters of earnings into the system to be eligible.  That equates to five years of employment in the ten year period before you become disabled.  The rules are different for younger workers, who become disabled before establishing a significant work history.  The average payment for Social Security Disability is $1,258.00 per month.  The current maximum Social Security Disability benefit is $2,861.00.  The Social Security Administration makes periodic increases to your benefits known as a cost of living adjustment.  You can obtain Social Security Disability in addition to Workers Compensation benefits or other Long Term disability benefits.  However, your Social Security benefits may be paid at a reduced rate due to the receipt of other benefits. The Social Security Administration will need information and documentation about your workers’ compensation benefits.

If you are eligible for Social Security Disability benefits, your spouse, minor or disabled children may also be eligible for benefits.  If you do not have enough quarters to be eligible for Social Security Disability benefits or you have limited income or resources, you may be entitled to Supplemental Security Income (SSI), a disability and income-based benefit.  A Social Security lawyer in Buffalo, NY can assist you in navigating the Social Security system so please call with any questions.

How long can I receive Social Security Disability benefits?

Once approved for benefits you can receive benefits as long as you remain disabled.  The Social Security Administration will periodically review your claim and contact your doctors to verify your ongoing disability and entitlement to benefits.  When you reach your full retirement age, your Social Security Disability benefits will automatically be converted to your Regular Retirement benefits.  The amount of your benefit will remain the same.

If your Social Security Disability benefits are reduced due to the receipt of Workers Compensation, once you receive Social Security full or early retirement benefits, your benefits will no longer be offset.

If Social Security determines that you are no longer disabled or if you return to work, earning over a certain amount, your benefits will be suspended.

Can I work if I am receiving Social Security Disability Benefits?

If you are receiving Social Security Disability benefits, you can work in a limited capacity and still receive your full Social Security benefits.  Social Security’s Ticket to Work and work incentive programs can help if you are interested in working while receiving Social Security benefits.  You can continue to receive benefits if your monthly earnings are below what the Social Security Administration considers Substantial Gainful Activity (SGA).  The SGA amount changes each year.  You should contact Social Security to discuss your work activity and report any earnings to determine if they are at, or below, the SGA level.  The Social Security Administration allows a 9-month trial work program where you can earn an unlimited amount (higher than SGA) and still receive your Social Security benefits. If you are able to continue working past the 9-month trial work program and continue to earn SGA, your benefits will be suspended.

If you are receiving Social Security benefits, it is important to notify the Social Security Administration anytime there is a change in your workers’ compensation benefits or if you return to work in any capacity.

A Social Security lawyer in Buffalo, NY can provide you with additional information and help you navigate the system. Please call Hurwitz Whitcher & Molloy for assistance.

Common Myths About Social Security Disability Benefits

Social Security Disability benefits have been around for a long time, but there is still a lot of misinformation about them. If you are thinking about applying for these benefits, it is important for you to educate yourself about the facts. Here are some of the most common myths a social security lawyer Buffalo, NY residents trust hear.

  • If Your Condition Isn’t in the Blue Book, You’ll Be Denied Benefits: The Blue Book is a document that lists physical and mental conditions severe enough to prevent a person from working. If your condition is not listed in the Blue Book, it does not mean your claim will automatically get denied. The Social Security Administration looks at every case on an individual basis and will determine if your condition is severe enough to warrant benefits.
  • You Must Be Nearing Retirement to Receive Benefits: There are no age restrictions for applying for Social Security Disability benefits. The program is designed to provide benefits for anyone who can’t work because they suffer from a debilitating physical or mental condition. However, how much you receive in benefits will depend on your contributions to the Social Security trust fund. Elderly people have worked longer, so they will likely receive more benefits than their younger counterparts.
  • Your Benefits Will Replace Most of Your Income: While it would be nice if Social Security Disability benefits replaced most of your income, it does not work that way. As a social security lawyer in Buffalo, NY can confirm, these benefits are meant to cover only basic living expenses. You may not be able to live the type of lifestyle you were accustomed to before. 
  • Social Security Disability Benefits Are Permanent: While some people are on Social Security Disability benefits for the rest of their lives, they aren’t permanent for everyone. If your condition is expected to get better, the SSA will review your case again in the next 6 to 18 months. 
  • You Can’t Get Workers Compensation and SSDI Benefits at the Same Time: Social Security Disability benefits are run by the federal government while workers compensation is a state program. You can receive both types of benefits at the same time.
  • If My Doctor Says I’m Disabled, I Will Qualify for Benefits: It is true that your doctor’s assessment of your condition may help you get approved for Social Security Disability benefits, but it doesn’t guarantee anything. The SSA will make the final decision on whether you’re approved or not. 
  • Hiring a Lawyer Is Too Expensive: Some people shy away from hiring a social security lawyer in Buffalo, NY to represent them because they think they’re too expensive. However, most of these lawyers work on a contingency basis, meaning they take a percentage of your benefits.

Client Testimonials

As a disabled claimant, I can’t thank Hurwitz, Whitcher & Molloy enough for guiding me through these past fourteen years. No one else wanted my Workers’ Compensation case. No one! It was complicated. There were a lot of issues that made things difficult. They stuck with it well over a decade with preparedness, intelligence and grace. Mister Melvyn, he’s a good guy. Cathy, she’s so amazing.

- Salli B.

I became a client of the Hurwitz firm in May of 1997 due to injuries I received while I was a meat cutter at I. Isenberg Meats in Buffalo, New York. Since my first encounter with your firm and up until the present day, I have been entirely satisfied with the way your firm has treated me.

- William C.

Thank you for all you do throughout the year. I know I’m in the hands of the best compensation lawyers who really care!! God bless you all.

- Michelle A.

If you are injured at work and need a workers’ comp attorney, you need Hurwitz, Whitcher & Molloy. They are the ‘King Pins’ of all comp attorneys. You will be taken care of every step of the way. I am a very satisfied client!

- Richard B.