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How Can A Lawyer Help With Insurance Negotiations? 

When you have been in some kind of personal injury accident, like a slip and fall, a car accident, or a pedestrian accident, you may be preparing to file a claim. When you file a claim, you better expect that one of the first things that will happen is you will get a call from the other party’s insurance. This call may seem thoughtful and sympathetic. They may say they are concerned about your well-being and that they want to make sure you are okay after the accident. This can come in the form of asking how you are doing, how you have been recovering, and what happened when the accident occurred. However, it is important to speak with a lawyer before you talk with the insurance agent. 

How can a lawyer help with insurance negotiations? 

The truth is, any talk with the other party’s insurance negotiator should almost always go through a lawyer. This may sound like you are taking this too seriously or that you are being aggressive but that is simply not the case. Instead, working with a lawyer, like a personal injury lawyer can help you win your personal injury claim and get the compensation you deserve. 

Do I need to negotiate with an insurance company? 

If you do not like to negotiate, you may be wondering if this step is even necessary. Will the insurance company even call to negotiate? Absolutely. An insurance adjuster’s job is to ensure their company pays as little as possible. This means when you file a claim with them asking for compensation, they will likely try to deny your claim or begin with a low offer. If you are not working with a lawyer, you may be tempted to take the low offer. However, a skilled lawyer will know when the compensation you are being offered is fair and when you should fight back for more. Your lawyer will be able to help you:

  • File your personal injury claim
  • Gather records and evidence 
  • Determine a fair settlement
  • Negotiate with insurance adjusters
  • Fight on your behalf in court

What if I’m given a low offer? 

If you’re given a low offer, you should not feel obligated to take it just because it is some amount of compensation. Instead, your lawyer will know different negotiation tactics and can tell you which offers are legitimate and which ones are too low for what your needs are. 

If you would like help negotiating with insurance adjusters regarding your personal injury claim, get the help of a local lawyer you can rely on. 

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As a disabled claimant, I can’t thank Hurwitz, Whitcher & Molloy enough for guiding me through these past fourteen years. No one else wanted my Workers’ Compensation case. No one! It was complicated. There were a lot of issues that made things difficult. They stuck with it well over a decade with preparedness, intelligence and grace. Mister Melvyn, he’s a good guy. Cathy, she’s so amazing.

- Salli B.

I became a client of the Hurwitz firm in May of 1997 due to injuries I received while I was a meat cutter at I. Isenberg Meats in Buffalo, New York. Since my first encounter with your firm and up until the present day, I have been entirely satisfied with the way your firm has treated me.

- William C.

Thank you for all you do throughout the year. I know I’m in the hands of the best compensation lawyers who really care!! God bless you all.

- Michelle A.

If you are injured at work and need a workers’ comp attorney, you need Hurwitz, Whitcher & Molloy. They are the ‘King Pins’ of all comp attorneys. You will be taken care of every step of the way. I am a very satisfied client!

- Richard B.