contact us Contact Us Today! call us Contact Us Now!


Reasons to Hire a Foreclosure Defense Lawyer

Foreclosure Defense Lawyer


Foreclosures arise when someone is unable to pay the mortgage on their home.  The entity that lent the money for the home will seek to repossess that home or property when the person is unable to make payments. The home will then generally go to auction where the lender attempts to sell it off. Foreclosures can happen as a variety of many different factors. If someone loses their job, has a drop in salary, falls ill, gets divorced, or has a change in their mortgage payment can all lead to the unfortunate reality of foreclosure. When this situation arises it’s important to understand the next steps. There’s a possibility that a foreclosure can be defended against and the home will not be lost. 

Strong Knowledge Regarding Foreclosures

One of the main reasons that many people turn to a foreclosure defense lawyer is due to their knowledge about foreclosures. These lawyers understand why the home is being foreclosed on and how to counter that foreclosure. They also may have years of experience working on numerous foreclosure cases. This experience can prove priceless when someone battling a foreclosure is unaware of what to do to keep their home. Their knowledge, experience, and skill give the person battling the foreclosure a great chance at defending against the foreclosure. A foreclosure defense lawyer can also inform about the different strategies that can be used to defend the giving up of the home. 

Assistance With Filing for Chapter 13 Bankruptcy

There are 2 different bankruptcies that individuals may file for to attempt to pay back debts. Those are Chapter 7 and Chapter 13 bankruptcy. Chapter 7 is the type of bankruptcy where individuals have to sell off assets to pay back debts that are owed. This type of bankruptcy also may see a home having to be sold off. A Chapter 13 bankruptcy differs from Chapter 7 in that instead of selling off assets, a repayment plan is set up. This repayment plan lasts typically from 3 to 5 years and will depend on how much money the individual earns and how much outstanding debt they have. A lawyer who works in the realms of foreclosure defense can also help set up a Chapter 13 bankruptcy. This may be the best chance to keep the home due to Chapter 13 not having to sell off all assets. 

Thanks to The Law Offices of Ronald I. Chorches for their expertise in foreclosure defense law.

Back to Blog

Client Testimonials

As a disabled claimant, I can’t thank Hurwitz, Whitcher & Molloy enough for guiding me through these past fourteen years. No one else wanted my Workers’ Compensation case. No one! It was complicated. There were a lot of issues that made things difficult. They stuck with it well over a decade with preparedness, intelligence and grace. Mister Melvyn, he’s a good guy. Cathy, she’s so amazing.

- Salli B.

I became a client of the Hurwitz firm in May of 1997 due to injuries I received while I was a meat cutter at I. Isenberg Meats in Buffalo, New York. Since my first encounter with your firm and up until the present day, I have been entirely satisfied with the way your firm has treated me.

- William C.

Thank you for all you do throughout the year. I know I’m in the hands of the best compensation lawyers who really care!! God bless you all.

- Michelle A.

If you are injured at work and need a workers’ comp attorney, you need Hurwitz, Whitcher & Molloy. They are the ‘King Pins’ of all comp attorneys. You will be taken care of every step of the way. I am a very satisfied client!

- Richard B.